Qualified Investor planning tool

Five-Year Qualified Investor Return Comparison

Compare the modeled five-year economics of qualifying Panama real estate, a qualifying Panamanian bank fixed deposit and a qualifying securities portfolio. Identify both the highest percentage return and the highest nominal profit.

Step 1 · Shared assumptions

Comparison period and purchasing power

Informational only — property-tax treatment may differ for a principal residence or family patrimony. The calculation below always assumes an investment property; confirm actual treatment professionally.
The comparison uses the program's minimum five-year holding period.
Used only to show inflation-adjusted ending value.

Step 2 · Investment assumptions

Model each qualifying investment route

Qualifying real estate

Current promoted minimum · USD 300,000

Illustrative legal, registration, due-diligence and transaction costs outside the qualifying property amount.
Included in initial cash committed, but not automatically treated as part of the property's tax basis.
Assumes roughly $1,700/month base rent on a $300,000 property (6.8% gross yield). Adjust for your specific property and market.
Panama HOA fees run conservatively around $2.75/m². Default assumes a ~120m² unit for this property value — adjust for your actual unit size.
Covers repairs, replacements and wear and tear.
Used to calculate the general non-principal-residence property tax automatically. Confirm the registered taxable value before relying on the result.
Excludes transfer and capital-gains taxes modeled below.
Illustrative only; confirm allowable basis adjustments professionally.
Shown as a potential closing-liquidity requirement, not added to the final modeled tax.

Qualifying fixed deposit

Current promoted minimum · USD 750,000

Applied to principal. Income tax is not modeled.
100% models full annual compounding.
Optional. Defaults to 0%; depends on your tax residence and how the deposit is held. Confirm your own rate professionally.

Qualifying securities portfolio

Current promoted minimum · USD 500,000

Illustrative assumption, not a forecast.
Optional. Defaults to 0%; depends on your tax residence, custody structure and income source. Confirm your own rate professionally.

Different capital requirements matter. The tool compares return efficiency and nominal profit separately. It does not assume that any property, deposit or stock portfolio qualifies; the legal structure, institution, custody, source of funds and current program requirements require professional confirmation.